Portfolio Management Services (PMS)
Portfolio Management Services (PMS) is a customized and personalized investment approach tailored to meet an individual’s financial objectives / goals while considering the risk profile and investment horizon.
It is primarily designed for High Net-Worth Individuals (HNIs).
Key Characteristics of PMS
Customized Strategy
Unlike a mutual fund, which use a single pooled strategy, PMS offers a personalized investment solution created specifically to your financial goals, risk tolerance, and investment horizon.
Ownership
The securities are held directly in your name in a separate Demat account, giving one complete ownership with transparency.
Minimum Investment
As per SEBI regulations, currently the minimum investment amount required for PMS is ₹50 Lakhs.
Expert Management
The portfolio is constructed and managed by a team of dedicated professionals who takes care of research, portfolio construction and management and risk mitigation as per the risk tolerance, investment horizon and goal of the investor.
Types of PMS
There are three main types of PMS offered:
Discretionary PMS
Under Discretionary PMS, the portfolio manager has full authority to execute all investment and transaction decisions for you, without needing your approval for each trade.
Non-Discretionary PMS
Here the portfolio manager suggests investments, but the client retains the ultimate authority to approve every buy or sell transaction.
Advisory PMS
The portfolio manager only provides investment guidance, the client is responsible for carrying out the transactions independently.
Take the Next Step Toward Financial Confidence
Your journey to smarter decisions and a secure future starts with the right guidance. Let’s work together to create a roadmap that aligns with your goals.
